AUTOMOBILE INSURANCE

Automobile insurance generally falls into two categories:

  1. Owned Automobiles

  2. Non-Owned Automobiles

Owned Automobiles

Coverage – Protects church owned automobiles against third party claims. We recommend $1,000,000 per incident.

Cost – $1,000 per vehicle.

Non-Owned Automobiles

Coverage – Provides automobile protection to employee’s automobiles during Church activities and can also include coverage for rented / leased vehicles.

Cost – $250 annually.

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LIABILITY INSURANCE

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SHOULD CHURCHES FILE FORMS 1023 AND 990?